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30 second eligibility check

30 second eligibility check

Get a no commitment, pre-application eligibility check which leaves no credit search footprint. Takes only 30 seconds.

Apply for finance

Apply for finance

Make a full finance application and let us provide us with a tailored solution to you. We’ll come back to you with a decision quickly.

PCP / Lease Purchase

What is PCP / Lease Purchase?

The value of the car at the end of the contract is calculated at the start of the agreement and this value is deferred. This deferred sum is usually referred to as the Guaranteed Minimum...

Hire purchase

What is Hire purchase?

Hire Purchase is a simple and well-established way to fund your new car. You pay fixed monthly amounts for a period which you can choose, usually between 12 & 60 months...

Contract hire

What is contract hire?

Personal contract hire is available for private individuals and business contract hire unsurprisingly is for businesses only. The difference is that businesses are able to claim back....

Personal loan

What's a personal loan?

Under a personal loan agreement, you immediately become the owner of the car, but will need to continue repaying the lender until the loan amount is paid off in full. Because the loan...

Bank beating car finance?

There are always some great finance deals available, supported by the 14 vehicle brands we represent. Flexible low rate deals and bank beating 0% APR finance are often available on selected models – just contact us to find out more.

Why choose Perrys for car finance?

Because we’re a national dealer group, we can use our size to get you a highly competitive car finance rate from a wide panel of trusted lenders. Our finance experts are always on hand to talk over the options with you in plain English.

Car finance made easy

We're here to make your car buying journey easy, and that includes the finance. We've been helping people drive away their perfect car since 1908, so you're in good hands.

Our vehicles are prepared thoroughly and ready to go. We make finance as simple and straightforward as possible, getting you in your new car more quickly.

Good credit? bad credit?

Things don't always go to plan in life, but with so many different finance options available from Perrys, more than 8 out of 10 applications are successful.

Whatever your circumstances, we'll help you find the finance agreement that’s perfect for you and help get you back on track. If you've had trouble arranging car finance, or you think you might have a low credit score, visit our Bad Car Credit Finance page and let us know a few details as we may be able to help.

Finance deals supported by the manufacturers

Look out for 0% APR deals and deposit contributions available on selected models. A deposit contribution is where the manufacturer or Perrys will make a contribution towards the deposit of your finance agreement to lower your payments. There are some great opportunities to get into an even better car than you thought you could afford.