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One of the most straightforward ways to pay for your car is with a personal loan from our finance team here at Perrys or from your bank or building society. Once the money has transferred to your account you can choose any car that suits your budget.
The car will be owned by you from the moment you pay for the car. You’ll have no further amounts to pay other than the loan repayments to your lender. You can apply for loans over 1 to 5 years. That’s 12 – 60 months.
However, if you can’t afford the loan payments you cannot hand the car back. You would have to sell the car privately to settle the loan. Worth bearing in mind.
Advantages of using a personal loan to buy a car
- It’s relatively quick and easy to arrange
- You can borrow the money over 1-5 years to make your repayments affordable
- The repayments are fixed making budgeting easier
- You own the car immediately