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Commission Disclosure Document

New Cars where a franchised retailer has an arrangement with a captive lender

We can introduce you to a selected panel of lenders, which includes Santander, Northridge Finance and Motonovo. An introduction to a lender does not amount to independent financial advice. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make an offer of finance for you.

We are not an independent financial advisor. We will provide details of products available from the lenders we work with.

Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and [captive lender] also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned.”

Used Cars where a retailer recommends a finance product

We can introduce you to a selected panel of lenders, which includes Santander. An introduction to a lender does not amount to independent financial advice. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make an offer of finance for you.

We are not an independent financial advisor. We will provide details of products available from the lenders we work with.

Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and Santander also provide preferential rates to us for the funding of our vehicle stock and provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned.