FCA Car Finance Redress Scheme

Customer Information & Next Steps

We’re aware of the recent announcement regarding the FCA car finance redress scheme. We’re here to help you quickly find your vehicle finance information and understand what to do next.

What You DO Need To Do:

Here's a simple step-by-step guide

What you DON'T Need To Do

Advice from the FCA of what to avoid

Do I Need To Take Action Now?

In many cases, you may not need to take immediate action. Lenders are expected to contact eligible customers directly.

What Happens Next?

  1. Identify your lender using the Equifax App using the download links shown above.
  2. Visit your lenders website where they should have information readily available on the FCA Redress Scheme
  3. Follow their redress process

Following this process will ensure your case can be identified and dealt with as quickly and efficiently as possible.

Avoid Claims Companies The FCA advises claims management companies may charge fees and are not required. This process is free.

Be Aware of Scams Be cautious of calls, texts or emails asking for your details.

Not All Agreements Qualify Eligibility depends on how your agreement was structured.

Do I Need a SAR? No — this can take up to a month and may not provide full information.

FCA Redress Scheme - Frequently Asked Questions

Find answers to common questions and understand the quickest way to access your finance information.

Q: Can Perrys tell me who my lender was?

Q: Will Perrys handle my claim?

Q: Is the Equifax app safe?

Q: What if I can’t find my agreement?

FCA Logo

Further Information:

For full details about the FCA Redress Scheme you can visit the Financial Conduct Authority (FCA) Website:

FCA Website

The FCA does not hold your individual finance agreement details.